I would go even further and say for most PayPal users there never was anything to mitigate because they didn't keep a significant balance there in the first place. Which is a perfectly valid reply to someone not understanding why so many people would keep using PayPal.
No, it needs to read the entire executable in order to be correct, it can't skip anything. Therefore the time for the IO must be a lower bound, predictive branching can't help that.
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