You are just recentralising everything Bitcoin allegedly decentralized. It's ridiculous. Just pay cash, you are decentralized, are your own bank and can buy everything.
Problem solved without Bitcoin. You won't get rich from just holding it, though, and we all know that this is really the only goal of cryptocurrency proponents.
Everything is still de-centralized and you're the only person who has control over your funds.
With cash, not only you won't get rich holding, the FED is determined to make sure it's value goes to 0. It seems like you've already made up your mind anyways.
Problem solved without Bitcoin. You won't get rich from just holding it, though, and we all know that this is really the only goal of cryptocurrency proponents.