The Rust code using `.unwrap()` is explicitly testing for a missing value and signaling a well-defined error when the prerequisites are not met. Contrast this with dereferencing a null pointer in C, where doing so results in undefined behavior.
More importantly, in Rust you don't have to allow the value to be missing. What Rust has but C does not is not nullable pointer types, but rather non-nullable ones—in C all pointers are potentially null, or dangling, or referencing incorrectly aliased shared memory, etc. Barring a programming error in marked `unsafe` code, or a compiler bug, if you have a plain reference in Rust not wrapped in Option<T> then it can't possibly be null (or invalid or mutable through other references) so you don't need to check for that and your program is still guaranteed not to crash when you use it.
More importantly, in Rust you don't have to allow the value to be missing. What Rust has but C does not is not nullable pointer types, but rather non-nullable ones—in C all pointers are potentially null, or dangling, or referencing incorrectly aliased shared memory, etc. Barring a programming error in marked `unsafe` code, or a compiler bug, if you have a plain reference in Rust not wrapped in Option<T> then it can't possibly be null (or invalid or mutable through other references) so you don't need to check for that and your program is still guaranteed not to crash when you use it.