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In the US I think it's also a retention strategy. Nobody will just up and leave before they have another job lined up because health insurance is unaffordable. One US colleague mentioned $1000 per month!

It's a big deterrent IMO especially compared to Spain where healthcare is free



Honestly, I wonder what sort of aca plans you would qualify for unemployed? Certainly not a $1000 a month one as you’d be reporting no income.


Last I checked the feds treat income as an annual thing that happened a year ago. A six month period of unemployment does not mean your income is zero by their accounting.




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