No, totally reasonable not wanting to spend your whole life financially beholden to everybody you've ever done business with. "you will own nothing and be happy" is sadly becoming true, as you have pretty much no Rights for any digital and more of the world is becoming digital.
When people ask why I don't like copilot and want a worse alternative when copilot "pays for itself", it's not because I don't want to pay, I just want to buy something and have it.
But, if the subscription provider goes out of business or changes the product, I have to be prepared to spend more time to find an alternative. So, if I want to keep a project long term, I'd avoid subscriptions.
When people ask why I don't like copilot and want a worse alternative when copilot "pays for itself", it's not because I don't want to pay, I just want to buy something and have it.