Then you'd be wrong. Insurance companies are limited to the amount they can collect without paying back out.

It's a fixed percentage. That means the more expensive treatment gets, the higher they can raise rates, and the more revenue they get from that fixed percentage.

> Then you'd be wrong. Insurance companies are limited to the amount they can collect without paying back out.

So they go buy the providers and clinics and pharmacies so they can raise the prices and juice that percentage.