I think I at one point ran into this with Chase and the verbiage was not the same. Are you speaking from experience?

I am; I seem to recall it was Chase (and I do have a Chase account) but it could have been another bank or financial institution.

"Extraordinary claims require extraordinary evidence."

My reply involved the effort of sending a test message from my Chase account, to capture the exact text used. If you want people to engage with you in good faith, you should put similar effort into your replies, rather than just use Reddit-speak for "I think you're wrong."