i think the best solution to this would be some sort of docker-project for people to remotely access a device hooked up to a raspberry pi or something at home via adb via https://github.com/Genymobile/scrcpy as "natively" as possible.
I agree, and I've done similar to this for mobile banking successfully. This is the way :)
However, I expect at some point they'll insist on biometric authentication.
That'd exclude people who can't use the biometrics. But one bank (Revolut) told me that they're dropping customers who don't have a passport or driving license in the UK, for KYC reasons that they said they were required to follow, despite there being a large number of people without either.
So I expect banks to have no problem excluding <x% of people in a discriminatory way, if they can find an excuse, eventually.
