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Depending on where the post author is located, whatever says on those links is worth garbage if they are located in Europe.

Most European countries have consumer protection agencies with teeth, and a company cannot decide on their own what they refund or not.





This may be true, but potentially involves much time, energy, and money by the author to challenge.... so for 99% of people, OpenAI will get away with it

A chargeback can be started in minutes.



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