The post I was replying to originally used the word "FSA" in the locations that they currently use "HSA".

My post does seem a bit weird after their edit but at least one person learned something.

It's obvious in that they specifically referred both to HSAs (not FSAs), and to HDHPs, which depend on HSAs, not FSAs. FSAs are not a kind of HSA.

So, yeah. Little bit.

Which they? The comment I replied to literally says:

"If you have a FSA I strongly suggest that you get an HSA instead."

Did you mean to reply to them?

You are I are both commenting on a subthread started by a comment that included "What you're describing isn't true for people on High Deductible Health Plans, and those plans are a bit of a racket because they're frequently paired with HSAs where [...]", none of which is true. I don't care about FSAs and am not trying to argue with anybody about them, but that preceding comment is very wrong about HSAs and HDHPs.