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About half of Americans have zero retirement savings




Virtually no one under the age of 18 has any. So that's a lot of Americans. Should they have any?

this while factually correct probably requires age distribution. I did not have a penny saved for retirement until I hit mid-to-late-30's. I am 50 now and can retire comfortably today

The median for ages 45-54 is 115,000, for 55-64 185,000



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